Florida Housing Finance Corporation offers a Mortgage Credit Certificate Program. I just became recertified to offer this program again now that I am working for Eagle Home Mortgage and they offer this unique and little known program. I am so excited to be able to offer it once again to my clients. What is the Mortgage Credit Certificate Program? It allow the homebuyer to claim a tax credit for 50% of the mortgage interest paid per year, capped at $2,000 annually. It is a dollar for dollar reduction against their federal tax liability. I will explain in great detail in upcoming blog posts.